Relocate to Lema
Save up to CHF 50/mo. vs. Swiss median
Tax rate 95% · Rank 94 of 100 municipalities in Ticino · Health insurance CHF 533/mo.
Enter your current place of residence to calculate savings when moving to Lema.
Lema at a glance
Tax burden in Lema
Lema has a municipal tax rate of 95%, ranking 94 out of 100 municipalities in the canton of Ticino — 12.4 percentage points above the cantonal average.
Tax savings compared to the Swiss median
Compared to the Swiss median (CHF 15'290/year), residents of Lema pay approximately CHF 732 less income tax per year — equivalent to CHF 61 per month.
Health insurance premiums in Lema
For Lema we use the premium of cantonal premium region 2: CHF 533 per month for mandatory basic health insurance for adults (CHF 2,500 deductible, standard model with accident coverage, as of 2026). It is the median for the region and therefore the same for every municipality in the canton.
Rent prices in Lema
3-room apartments in Lema cost around CHF 1'199 per month (cantonal figure). Source: cantonal figure, FSO 2020 — no municipal figure is available.
Rental prices in Lema
| Apartment size | Median/month |
|---|---|
| 2 rooms | CHF 982 |
| 3 rooms | CHF 1'199 |
| 4 rooms | CHF 1'428 |
| 5 rooms | CHF 1'780 |
Reference taxes in Lema
| Gross income | Tax/year |
|---|---|
| CHF 60'000 | CHF 5'404 |
| CHF 80'000 | CHF 9'562 |
| CHF 100'000 | CHF 14'558 |
| CHF 120'000 | CHF 19'890 |
Even cheaper nearby
These municipalities near Lema have even lower taxes:
Further information
Non-binding estimates. Not tax or financial advice. Without guarantee — no substitute for individual professional advice.