Relocate to Horw
Save up to CHF 350/mo. vs. Swiss median
Tax rate 140% · Rank 6 of 79 municipalities in Lucerne · Health insurance CHF 373/mo.
Enter your current place of residence to calculate savings when moving to Horw.
Horw at a glance
Tax burden in Horw
Horw has a municipal tax rate of 140%, ranking 6 out of 79 municipalities in the canton of Lucerne — 49.6 percentage points below the cantonal average.
Tax savings compared to the Swiss median
Compared to the Swiss median (CHF 15'290/year), residents of Horw pay approximately CHF 3'924 less income tax per year — equivalent to CHF 327 per month.
Health insurance premiums in Horw
For Horw we use the premium of cantonal premium region 2: CHF 373 per month for mandatory basic health insurance for adults (CHF 2,500 deductible, standard model with accident coverage, as of 2026). It is the median for the region and therefore the same for every municipality in the canton.
Rent prices in Horw
3-room apartments in Horw cost around CHF 1'325 per month (cantonal figure). Source: cantonal figure, FSO 2020 — no municipal figure is available.
Rental prices in Horw
| Apartment size | Median/month |
|---|---|
| 2 rooms | CHF 1'062 |
| 3 rooms | CHF 1'325 |
| 4 rooms | CHF 1'506 |
| 5 rooms | CHF 1'826 |
Reference taxes in Horw
| Gross income | Tax/year |
|---|---|
| CHF 60'000 | CHF 5'117 |
| CHF 80'000 | CHF 8'120 |
| CHF 100'000 | CHF 11'366 |
| CHF 120'000 | CHF 14'993 |
Even cheaper nearby
These municipalities near Horw have even lower taxes:
Further information
Non-binding estimates. Not tax or financial advice. Without guarantee — no substitute for individual professional advice.