Swiss Purchasing Power: disposable income after fixed costs.
Calculate in real time what remains after net salary, taxes, rent and health insurance by canton.
Assumption: 12 monthly salaries per year
Enter your gross salary to see your purchasing power.
Rent prices are based on cantonal BFS averages (as of 2020). Health insurance is based on cantonal median premiums (adult, accident included, deductible 2500). Individual premiums may vary.
Canton cost-of-living comparison: your disposable income
The purchasing power calculator combines salary with cantonal taxes, rent and health insurance data. This shows how disposable income changes by canton.
Net salary after deductions: purchasing power formula
- Gross salary (your input or industry median)
- minus estimated income taxes
- minus average rent (3-room, canton)
- minus average health insurance premium (adult, accident included, deductible 2500)
- = disposable income after fixed costs
Rent prices are based on cantonal BFS averages (as of 2020). Health insurance is based on cantonal median premiums (adult, accident included, deductible 2500). Individual premiums may vary.
Cheapest canton in Switzerland: how to find it
There is no universal winner for every income level. The cheapest canton depends on your salary profile and regional cost structure.
Related calculators
For complete planning, combine this purchasing power calculator with:
Frequently asked questions
What is purchasing power?
Purchasing power is your disposable income after fixed costs. In this calculator: net salary after deductions minus taxes, rent and health insurance.
Which canton has the highest purchasing power?
It depends on the ratio between net salary, taxes, rent and health insurance. The canton cost-of-living comparison shows the difference instantly.
Are the health insurance data up to date?
Yes. We use cantonal median premiums based on 2026 FOPH data (adults, accident included, deductible 2500).